Segregated Accounts

At all times trust and client funds are segregated from Harbour Group's own funds, and client funds shall always be held in accounts separate from those of the Company.

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Initial corpus of a trust and any cash additions can be held in any of the following ways:

• Mixed client escrow account - where multiple client funds are held in the same account with an accounting record of funds received and disbursed in respect of each client/trust;

• Segregated client escrow account - the trust corpus and any cash additions to the trust fund, are allocated to a segregated escrow account, and are held in the name of the trust; and 

• Individual trust bank account.